There is often some confusion over the difference between a mortgage and a deed of trust. They are both involved in the purchase of a home. A mortgage is the loan that you take out for the home that you are going to purchase. Protected Trust Deeds is similar because it is also a pledge for the real property … Continue Reading
Our Blog
What Is A Trust Deed Used For?
There is often some confusion over the difference between a mortgage and a deed of trust. They are both involved in the purchase of a home. A mortgage is the loan that you take out for the home that you are going to purchase. Protected Trust Deeds is similar because it is also a pledge for the real property that you want to own that allows you to secure the loan. It involves three different parties including the trustee, trustor, and the beneficiary. The trustee is the independent third-party that will have legal title to the property until it is paid off. The trustor is the person purchasing the property, otherwise called the buyer. Finally, the beneficiary is the person that is lending the money to the person making the purchase.
Overview Of The Deed Of Trust
When you purchase real estate, a trust deed, also known as a deed of trust, is the deed or legal title to a property that will be transferred to the trustee. It is the collateral or security that is used when a loan is provided for a person that is buying a property. It is paperwork that is representative of this relationship between you and the bank or lender, a promise to pay of sorts. It is used not only when purchasing a property but when you are doing transfers from one owner to another.
Deed Of Trust Transfers
Like all of the documentation that is necessary when you are purchasing a home, a deed of trust is registered officially in county records. When a home is sold, the deed of trust must transfer which means it must be refiled under a different name. These are called assignments whether you are dealing with mortgages or deeds of trust, and are often part of the foreclosure process as well. They allow people to proceed with the purchase of any property regardless of the circumstances.
This basic overview of what a deed of trust is should allow you to understand how the process of purchasing a home actually works. Unless you have the cash to pay for the home outright, you are going to need one to pursue your goal of ownership. Although you will be the owner of the property on paper, the deed of trust is representative of the loan that you owe to the bank that is your lender and will be held by them until you can pay the home off.
Is Online Gambling Legal? Here’s What You Need To Know!
Before getting into the matter of online gambling at large, please do not take anything written here as any sort of official legal council. There’s no accountability here for whatever actions you may proceed with, so please act responsibly! The information gathered here will point you in the right direction, but it’s all up to you from there.
So, on to the big question at hand. Is online gambling legal? In truth, that really depends on your territory. In the United States for example, there is no federal law prohibiting you to have a Play SCR888 Game in your leisure time. Some states may have their own laws in place, but by and large there’s very little historical risk of any prosecution for online gambling activity. There are no cases where American citizens have been indicted, arrested, or prosecuted for any such activity.
The area where many run afoul is in what they’re betting on, or if they happen to run their own gambling websites where they mislead their patrons. Taking place in something like an online poker game is completely within the boundaries of the law however. You simply can’t expect that to be the case for every single form of gambling however.
If you’re engaged in any bets that are deemed illegal in your state, you may have trouble with any banks accepting or moving any winnings. Betting in and of itself is considered legal however. What you need to be aware of is what sort of betting is considered illegal across the board. You don’t want to discuss any sort of sports betting anywhere, for example. It’s best if you look into your own state laws and try your hardest to operate within those bounds if you can. As long as that’s in place, you should be fine.
Online Movies and Copyright Laws
What You Need To Know About Online Movies And Copyright Law
The internet has provided users with access to a huge collection of content, including copyright protected movies and TV shows. Popular TV shows and movies are usually shown on cable channels after paying the stated subscription fee. To access this content on the internet, users have two main options, subscription to paid streams that are licensed to offer the content by the copyright holders, free ad supported streaming options like https://GetShowBoxApp.com or through unlicensed streaming websites.
It is worth noting that streaming content through unlicensed streaming sites, whether to save money or time, is considered illegal to some degree.
Read on below to find out exactly how copyright laws affect streaming movies online.
Streaming Movies Online Legally
The only way you can actually stream movies online legally is by using one of the available paid streaming sites. These websites have actually obtained the necessary license from copyright holders, and therefore have the right to distribute the content to their clients.
Any website providing movie streaming services without being licensed by the copyright holder is in essence breaking the applicable copyright laws.
Users are also considered to be breaking the law when they download even part of a movie for which they do not have a license. Furthermore, distributing the downloaded movie to people considered outside the family setting in a home, is considered as “public performance”; which is also illegal.
Legal Grey Area
It is however worth noting that there is a legal grey area in as far as legal online streaming of movies goes.
Copyright laws and rules adopted to regulate online streaming of copyright protected video content are only directed towards websites and users who host the actual video file in question. This means that the parties found to be distributing the video files are held legally liable.
So what does that mean for someone who simply wants to watch a movie through a free online stream?
The grey area described above means that users can actually watch the movies they want through an online stream without downloading the files or distributing the same to other parties without any legal repercussions. This is in effect due to the fact that they have not broken the rules and copyright laws protecting the content.
It is however worth noting that although watching movies through online streams may not be strictly illegal, you are exposing yourself to serious threats in the form of malware. Furthermore, some streams tend to be low quality as compared to the paid, licensed streams. In the end, have a great attorney on hand to help you out!
How To Deal With Car Accident And Medical Negligence Claims
If you are ever in a car accident, and you are accused of causing the incident, you will need to file a report with the police and also file a claim. Your insurance company should take care of all of the damage that has been caused, and you may subsequently be hospitalized, but something may go wrong while you are getting your treatment. Medical negligence claims are among the top that are filed and handled by lawyers all over the country. Doctors are not perfect, and when they do make a mistake, they need to be held accountable. ScothouseLaw Ireland shows us how you can deal with car accident claims, as well as medical negligence claims, that you may have to deal with in the future.
Filing A Car Accident Claim
You will want to contact your insurance company once an accident has occurred. You can file the claim over the phone or on the Internet. This may take several weeks to process, and once they have all of the information, they can then process the claim so that you can get your car back. It may just be a fender bender, or your vehicle may be completely totaled, either way you will get money to repair the damage. You could end up with a completely new vehicle if it is considered to be totaled, and that will allow you to get back on the road once again.
Filing Medical Negligence Claims
This is something that you would do with a licensed attorney that is well aware of how to deal with medical negligence. They will have a history of cases that they have done before, and the legal information that they have learned, in order to process your case. It is very common for physicians to make egregious errors, and as long as there is paperwork to show what has happened, there is no problem at all with most medical professionals being able to be held accountable for what they have done, something that your attorney will be able to handle.
When Car Accidents And Medical Negligence Claims Occur Simultaneously
An example of this occurring would be an individual getting into a car accident where they are injured, prompting the paramedics to take them to the hospital. They may need to have surgery, and in the process of getting the treatment that is necessary, mistakes can be made as the surgeons are doing the work. Once this is shown in a court of law, which is possible through the documentation of the surgery, and reports that can be gathered from people that were there during the process, a lawyer can easily get a settlement for the damage that has been done from the hospital that has employed this surgeon.
Although it is much better to avoid accidents altogether, and to stay away from the legal process were negligence claims happen every day, there is always the possibility that you could be the victim of these things that can affect people in significant ways. If you are ever the victim of medical negligence after a car accident, make sure that you contact your attorney quickly. This will allow you to get the settlement that you deserve for what has happened to you, so that you can return to your life as it was before.
Proactive Bankruptcy and Debt Consolidation Planning With a Qualified Bankruptcy Attorney
Any attorney can provide a wide range of legal services to anyone. This doesn’t mean that every attorney is specialized to do so where you need it most. The majority of lawyers and law firms specialize in a just a few areas of law. A patient wouldn’t go to a dentist to have heart surgery so why should an individual in financial trouble go to an attorney who doesn’t specialize in the bankruptcy and financial services? Unfortunately, the majority of individuals and families aren’t proactive when retaining the services of an attorney and just end up selecting an attorney at random when calls and harassment from collection agencies become too much and foreclosure is imminent.
With our economy in shambles, satisfied bankruptcy clients are easy to find for good word of mouth reference. Much like finding a doctor, be proactive when selecting an attorney. Brownstone’s Los Angeles Office suggests that you begin looking for an attorney before you absolutely need one. It is important to consult with a bankruptcy attorney several months before actually declaring bankruptcy. Generally, attorneys offer free consultations for almost every situation. This free consultation is for preparing your game plan so that the majority of possessions and property may be kept. Even some credit cards may be retained to help in rebuilding credit worthiness after bankruptcy has been declared. The only initial cost of a free consultation is a little personal time.
Once a lawyer or law firm has been found that meets a client’s initial expectations, inquire as to the other services offered. Many attorneys that handle bankruptcy and other financial matters often handle real estate law, wills, and family law as well as estate and financial planning. Some may even be a C.P.A. (Certified Public Accountant) and offer auditing, income tax preparation, and other financial services. All of these specialties tie in together when declaring bankruptcy.
It is often most convenient for a “one stop shop” approach for the majority of an individual’s or family’s legal needs. At the very least, every individual or family should speak with an attorney that they are comfortable with and carry their business card in their wallet. It will come in handy if or when it comes time to take the next step. Think of it as just a little extra insurance. One may never need it, but it is nice to know one has it.
Real Estate Laws
Learning Real Estate Laws Before Selling A House
If you are planning to sell a house, you should learn the real estate laws in your area. If you can do that you will know that you are doing the right thing and won’t accidently get yourself into trouble. You want to be able to sell your home and do it in such a way that everything goes smoothly.
The best way to do this is to talk with a real estate lawyer. They should be able to teach you about real estate laws and what they mean. They can answer your questions and help you get started on the process.
It is also a good idea to find a good real estate agent to work with you as well. Not only will they help you sell your home but they would also be aware of what was legal and what wasn’t. Ask around for a good person to work with or see if you can find someone in your community that has a good reputation.
You should have an idea of how much you want to sell your home for and when you need to get it sold by. If you have plans to move to another home at a certain time, you will have a date you need it done by. If you don’t, you won’t have as much pressure but you will still want to work on getting the home sold to avoid a temporary stay in a furnished apartment.
When there are laws about a certain way of doing things you need to know the laws that go along with them. You will need to abide by them. Do what you can to learn all about them. We’ve heard of crazy incidents where people will go to great lengths to take obscure things from the home, including custom wall decals.
If you find the laws of real estate really interesting you might consider going into real estate law yourself. There are a lot of great careers you could get into and make a living with. Look and see what your local college offers and go from there.
As you work to sell your home, make sure you are aware of what is going on with everything. You should know what is happening every step of the way. You should also be doing everything you are supposed so there are no delays and everything can go smoothly when it comes to selling your home.
Say you’re moving from Naples, FL to Canada to keep that cozy log cabin you’ve had for years well stocked with warmth and love. Before you put your home on the market you will need to work with your Naples Florida real estate agent to get the house ready to sell. You will want to fix any of the major issues and some of the smaller ones as well. You will want to paint the walls and make sure the floors look good. Depending on your home this might take a long time or you might be able to get it done within a few weeks.
Take your time when you are planning to sell your house. Think of the different laws and what they would mean for you and work hard to sell your home in a timely manner. You will be glad that you took the time to do everything correctly.
Legal Aspects Of Marketing Campaigns
What Are The Legal Aspects Of PPC Campaigns
There are several things that you cannot do with most pay per click campaigns. This is something that pertains to all forms of advertising. Some of these factors are common sense, whereas others are indicative of online marketing, especially on Google. Let’s take a look at what these restrictions are, as you will probably find them on other advertising platforms, allowing you to be completely legal when you start your PPC campaign.
Policies That Cannot Be Ignored
To start with, you may just want to consider hiring a reputable ppc company right off the bat. It may make your life a whole lot easier. Google breaks down the different areas of prohibited or restricted usage rules in the following manner. They have specific rules in regard to prohibited content, prohibited practices, and restricted content. In the area of prohibited content, you cannot advertise counterfeit goods, specifically those that can train a logo that has been trademarked. You cannot sell dangerous services or products, which will include herbal or chemical recreational drugs. It is also not possible to sell firearms, explosives, ammunition, or even fireworks. If you are marketing products that will promote dishonest behavior such as creating fake documents, or promoting academic cheating services, this is not allowed. Finally, you cannot promote inappropriate content or anything that is offensive. Prohibited practices include using your advertisements to slander another person, or promote applications that are focused primarily on traffic generation. Restricted content refers to anything related to adult merchandise, adult entertainment or adult dating services. As long as you are not promoting any of these types of products or services on their network, or on any other network, you should have no problem placing your advertisements. Read more about Googles Adwords Policies.
What Can These Advertising Platforms Do To You?
The first thing that they will do is send you a warning and also stop your campaign. If you do not heed the warning, your entire account could be shut down, which will prevent you from using the company for advertising again. If you were able to get away with a campaign that was slanderous, for example, you could actually face legal issues, not only from the person that discovers that you were slandering them, but you can also be sued by the company itself for placing them in a legal situation that could cost them money.
Final Things To Consider.
Other ads that you cannot place include any banner advertisements that contain excessive amounts of skin or nudity. The content cannot be sexually suggestive, and it is not possible to market, international ride services. Finally, you should not do anything that will create campaigns that will target minors. As long as you stay away from these types of advertisements as well, you should be able to start running your campaign without any problems.
What Can Design Do For You?
Keep in mind, a well built site is a good start. Our favorite website design company in NJ suggest that you start a with a design that is user friendly, is setup to funnel traffic where you want and to convert that traffic into leads, sales or newsletter sign ups. After all, why toss money at a campaign that’s a dud from the start with poor design?
These are just a few things that you should keep in mind when you are doing ads on advertising platforms. Using common sense is usually good enough, but by understanding some of the most prominent reasons to not advertise certain products or services, you will stay within the boundaries of all legal rules and regulations as they pertain to PPC campaigns.
Working In The US As A Canadian
How Canadian Citizens Can Apply For An H-1B Visa To Enter The United States
The H-1B visa is a work visa which allows Canadian citizens to perform specialty work within the United States. They must work in an occupation which requires the skills of a professional. Specialty occupations are generally an occupation that requires a bachelor’s degree at a minimum or its equivalent. Occupations include accountants, web programmers, computer analysts, engineers, web designers, and financial analysts. In certain cases, relevant experience may be substituted for educational requirements.
Before applying for the visa, the Canadian citizen must already have an offer of a job since their new employer must sponsor them for the visa. H-1B visas may be issued for either a part-time or full-time position. The new employer applies for this visa on behalf of their new employee. Under U.S. law, the employer will serve as the petitioner and the employee is the beneficiary.
The employer first contacts the U.S. Department of Labor and files a Labor Condition Application. This LCA defines the minimum wage for the employee, determining the amount of salary the Canadian citizen will be paid. Once the employer obtains the certified LCA, the employer then completes and submits a form called the Petition for Non-immigrant Worker. This form and the certified LCA are submitted to the U.S. Citizenship and Immigration Services. All required fees and documentation must accompany the H-1B visa application. The process typically takes about two months, unless there are requests for additional documentation or other issues.
Applications for the h1b Visa should be submitted by April 1st. There is a quota which limits the number of H-1B visas which may be issued each fiscal year. This quota is often met very shortly after the start of the fiscal year. If you do not get a visa before the quota is met, you cannot file for another year. If you do miss the application date or do not get an H-1B visa, you may file for an L visa or a TN visa to use until you can file for the H-1B visa again.
The earliest start date for an H-1B visa is Oct of the same year it is filed and approved. If the visa application is filed later than April 1st, the visa’s start date may be based on the anticipated approval date.
The H-1B visa is good for up to three years and it may be renewed by your employer for up to six years total. When the visa expires, you will need to depart the U.S. for at least one year and then if you need to return, must reapply for the H-1B visa. During your stay in the U.S. on the H-1B visa, you may apply for a green card based on employment. If you receive the green card, under AC21, you may be eligible to extend your H-1B visa indefinitely.
If you are interested, you may also apply for permanent residency while in the U.S. on the H-1B visa. If you are interested in permanent residency in the U.S., you can apply for resident status.
General Thoughts on Rehab
If you are in Canada you should make sure to learn about the Canadian drug rehab policy. You never know when a loved on might need it. It is best to be prepared. In some cases, you might need to know about it for yourself if you struggle and have a problem too.
It is best to spend some time looking up how it all works, what you need to go into rehab, when you are required to go there and what happens when you are there. The more you know about the subject the better.
If you feel like you need to go into rehab yourself, you have already gone through the first step. You will then need to find a good place to go and check yourself in. If you are looking for information on how to do this for a loved one, make sure they are on board with it too. If they are not it is going to be a different type of experience for you and you won’t be able to do it alone.
It would be a good idea to find out when someone has to go into rehab based on the Canadian drug rehab policy. If this is the case, different things have to happen. Sometimes the police have to get involved and it could be a very stressful situation. That is why it is always better when the person who needs to go to rehab agrees that they need that help.
Knowing what happens at rehab is also important. If you are about to go there yourself you will want to know what will be done to you to help you stop wanting to take drugs. You will want to know how long the process will be and how long you will have to live there.
If it is your loved one who will be going you will want to understand what will happen and how the rehab center will work to get them healthy again. Getting back to the way they were will take a lot of time, especially if they didn’t want to go to rehab in the first place. It is best to be patient and know it will take time.
You can always go on a tour of the rehab center if you feel like you need to. A lot of the Canadian rehabs get their inspiration from drug rehab Los Angeles centers. That area seems to be a hotspot for such needs. Ask questions and find out what you need to know. Don’t be afraid to ask for more information if something doesn’t make sense to you. You want to be sure before you check in or you check a family member in.
Once your loved one has been sent to rehab you want to keep tabs on them and visit if possible. Depending on their situation you might not be able to visit them right away. Know that them being in rehab is to help them and will be the best way to get them off drugs and back to living a healthy life once again.
If Time Is On Your Side You Can Copy Furniture Designs Legally
It has been a few years, but do you recall the beef surrounding Wal-Mart’s appliances being so cheap that some of them were hazardous to humans and the household in general? Such components as lead, toxin-laden plastics, and well, really no regard for the electrical standards use in, say the United States?
In the case imagine it is a toaster by a famous designer and it, therefore, represent a brand. And, those brands may be trademarked, and if a new type of toaster that utilizes special ceramic rather than coils, it could be the holder of a utility patent as well. When cheap knockoffs get sold as the real deal two things happen. The first is that it can damage the recognized brand while actually causing harm to people.
As it turns out if you flip over your toaster (over the garbage to catch the crumbs) you will find all kinds of patents etched into the bottom of it. Someone should be getting paid, because the design might be merely licensed for use.
How Does That Apply To Woodworking?
It turns out that some designs are the signature piece of an entire architect or designer’s livelihood. They have patents regarding design and parts they may have invented or improved upon sitting at the patent office.
If you are making one chair for your own use, then it may be a good exercise in learning how something operates, was made, and therefore designed. It might be the stuff of intellectual discovery that further develops your own new design ideas or Woodworking blueprints that one day you patent.
If you were to go to market with the copied furniture design, then it is illegal, depending how old the design is. If it is dealing with patented technology and design then you can be sued for infringement. Who knew you would have to retain a lawyer to make a dresser?
If you would like to make your own copy of a famous designer’s patented or copyrighted designs, that carry their own brand trademark to boot, you may have to ask their permission.
But, Really, Who Is Looking That Closely?
If you made the coolest desk ever, every time you go to the store you would look for it. Right? Well, the same kind of passion (and research ability) is what protects a brand. That means if you feel lucky and like you should just roll the dice and take your chances, think again.
You would have to deal with a lawsuit from the company that holds the patent. Even if you won, you would still have a lot of legal fees that may persist for years as you protect yourself.
Time Is On Your Side
Some may say that if you had just waited 14 years for the design patent to expire, you would have been in a good position to make those duplicates without a problem. Though if the patent holder had a special process that they had devised just for making the furniture, then you could fall into the problem of the utility patent.
This is effective for 20 years apparently. Once that period has passed, then you can freely reproduce a woodworking design without fear of getting into trouble.