The economy is harsh, and you could literally be well off one day, and hard times fall upon you the next. Our world is hardly forgiving, and though we no longer throw people in debtor’s prison, it doesn’t mean your way of life is not in danger. Many Americans find that the only way they can start over with a clean slate is by choosing to file either a Chapter 7 or Chapter 13 bankruptcy.
Of course, the law is complicated in regards to bankruptcy, and nothing is as clear cut as some people tend to believe. Bankruptcy is not going to take away the shame or the responsibility that comes with not being able to pay your bills on time. It’s also a proven fact that a handful of people that end up filing for bankruptcy would’ve done much better with debt consolidation. If you feel that bankruptcy is indeed your only option, it’s best to employ the help of a Houston bankruptcy Attorney, and here’s why:
1. There’s a lot involved with making the decision to file for bankruptcy. Some people best qualify for a Chapter 7, whereas, others may do better with a Chapter 13. These decisions should not be made or taken lightly, and it’s great to have the best Lawyers Edmonton | ECEJ attorney present to help discuss the ins and outs of both. A professional law firm will be able to take a look at your situation, and recommend the type of bankruptcy you should file for.
2. Creditors will not leave you alone, and if you’re tired of being harassed at all hours of the day, having an attorney can make a world of difference. Though law doesn’t prohibit creditors from calling you, even after you’ve filed for bankruptcy, you can still pick up the phone and refer creditors to speak with your attorney. Your hired attorney can take care of the harassing phone calls, and you’ll be free to move on with your life.
3. There’s a lot of anxiety involved with filing for bankruptcy, and your life will never be the same. It’s important that you don’t end up getting yourself deeper into debt or into any more trouble than you’re already in. Your attorney can prepare your paperwork and ensure that everything goes according to place at your hearing.
4. Mistakes can be costly, and though bankruptcy attorneys rarely work for free, they’re well worth the investment. Most law firms have no problems talking to you about a potential payment plan, and in some cases, they may even agree to payment from your settlement money.
Filing paperwork for your bankruptcy hearing leaves a lot of room for error, and if you’re knee deep in debt, it’s important to act quickly. Life can throw unforeseen circumstances in your way, and sometimes, you need a helping hand to help you get out of debt and trouble. Caring bankruptcy attorneys are here for you, and if you’re ready to get help, it’s best to call right away!